BANKING AND FINANCE

THE IMPACT OF INTERNET BANKING ON PROFITABILITY OF COMMERCIAL BANKS IN NIGERIA (A CASE STUDY OF FIDELITY BANK PLC 2012-2014)

Filed in BANKING AND FINANCE by on August 1, 2018

 CHAPTER ONE INTRODUCTION 1.1 BACKGROUND TO THE STUDY One of the gifts to humanity by technology (computer) is internet banking. This use of computers has helped in automating the banking process and has reduced backlogs and delay in bank operations. In recent times the internet has become a fast spreading service that allows customers to […]

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EFFECT OF MERGERS AND ACQUISITIONS ON EMPLOYEE MORALE (A CASE STUDY OF FIRST CITY MONUMENT BANK PLC, CALABAR)

Filed in BANKING AND FINANCE by on August 1, 2018

ABSTRACT The study set out to examine the effect of mergers and acquisitions on employee morale using First City Monument bank, Calabar main branch as a case study. The need for the study arose from the prevalence of information in the branch that indicated low morale and dissatisfaction among the staff due to various corporate […]

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AN EVALUATION OF MARKETING CONCEPT IN THE BANKING INDUSTRY A CASE STUDY OF UNION BANK PLC

Filed in BANKING AND FINANCE by on August 1, 2018

ABSTRACT The research provides an appraisal of the marketing concept in the Banking  industry. It elucidate the nature of the marketing concept,functions and significance.The research profers a practical approach of the application of the Marketing concept in the banking industry. It appraises the functions of the marketing concept in projecting the uniqueness of  the banking […]

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THE EFFECT OF THE NAIRA DEVALUATION ON SMALL AND MEDIUM SCALE ENTERPRISES IN NIGERIA ( A CASE STUDY OF SELECTED MINI IMPORTERS IN LAGOS STATE)

Filed in BANKING AND FINANCE by on August 1, 2018

CHAPTER ONE INTRODUCTION 1.1 BACKGROUND TO THE STUDY Nigeria with abundance of resources like crude etc is deemed blessed. Her vast resources in commercial quantities have placed her on a high pedestal among oil producing nations in the world. Her oil and gas industry which has been widely described as the nation’s financial lifeline has […]

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EVALUATION OF BANK LENDING PRACTICES AND CREDIT MANAGEMENT IN NIGERIA

Filed in BANKING AND FINANCE by on August 1, 2018

ABSTRACT The recapitalization of the banking sector in Nigeria since 2005 has brought about a total change in commercial bank lending behavior and credit management in Nigeria. With the growth in entrepreneurial activities in Nigeria, the demand for bank loans is at the increase. Small and medium scale business owners are constantly looking for business […]

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THE IMPACT OF THE CBN’S CASHLESS POLICY ON THE DEVELOPMENT OF THE BANKING SECTOR OF NIGERIA

Filed in BANKING AND FINANCE by on August 1, 2018

ABSTRACT Financial transactions involving the use and movement of physical cash are gradually declining with the introduction of the CBN’s Cashless policy. This development has been of great concern to economist, the government of Nigeria and financial institutions. This aim of this study is to evaluate financial and economic transactions under the new CBN’s cashless […]

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THE IMPACT OF THE CBN’S CASHLESS POLICY ON THE DEVELOPMENT OF THE BANKING SECTOR OF NIGERIA

Filed in BANKING AND FINANCE by on August 1, 2018

ABSTRACT Financial transactions involving the use and movement of physical cash are gradually declining with the introduction of the CBN’s Cashless policy. This development has been of great concern to economist, the government of Nigeria and financial institutions. This aim of this study is to evaluate financial and economic transactions under the new CBN’s cashless […]

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THE IMPACT OF MONEY DEPOSIT BANKS ON THE ECONOMIC DEVELOPMENT OF NIGERIA

Filed in BANKING AND FINANCE by on August 1, 2018

CHAPTER ONE INTRODUCTION 1.1   BACKGROUND TO THE STUDY Money deposit banks are resident depository corporations and quasi-corporations which have any liabilities in the form of deposits payable on demand, transferable by cheque or otherwise usable for making payments. The banking sector in Nigeria in 2010 financial year was oligopolistic in structure as only ten banks […]

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EFFECT OF E-BANKING ON ORGANIZATIONAL PRODUCTIVITY

Filed in BANKING AND FINANCE by on August 1, 2018

CHAPTER ONE INTRODUCTION 1.1.    Background of the study Mobile banking is an innovation that has progressively rendered itself in pervasive ways cutting across several financial institutions and other sectors of the economy. During the 21st century mobile banking advanced from providing mere text messaging services to that of pseudo internet banking where customers could not only […]

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BANK VERIFICATION NUMBER: IMPLICATION ON THE NIGERIAN ECONOMY AND BANKING SECTOR

Filed in BANKING AND FINANCE by on August 1, 2018

CHAPTER ONE INTRODUCTION 1.1   BACKGROUND TO THE STUDY The role of BVN aimed at curtailing hazards associated with social security and credit risk cannot be underestimated (Leland & David, 1977). In recent times, biometric technologies have been used to analyze human characteristics as an enhanced form of authentication for real-time security processes. In the face […]

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